Why Longtime Homeowners Assume Their Insurance Covers Everything - and How That Leads to a 73% Failure Rate
https://www.last-bookmarks.win/when-nothing-ever-happened-isn-t-protection-why-5-15-years-without-a-claim-can-be-dangerous-for-homeowners
I used to take a pad of paper to client meetings and write one sentence at the top: "No claims in 10 years does not equal full protection