What to Know About Buying a Home With a VA Loan

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VA loans are a huge perk for eligible veterans and service members, letting you buy a home with zero down payment and no private mortgage insurance. The big catch is the funding fee, which is a percentage of the loan amount but can be rolled into the mortgage. You'll also need a valid Certificate of Eligibility and the home must meet minimum property requirements. Despite the upfront costs, the long-term savings on interest and PMI often make it a smart move.