The math on small group plans just stopped adding up. With family premiums...

https://lima-wiki.win/index.php/How_Do_I_Explain_the_Difference_Between_Premium,_Deductible,_and_Out-of-Pocket_to_My_Team%3F

The math on small group plans just stopped adding up. With family premiums already hitting the $27,000 benchmark in 2025, 2026 feels like a breaking point for most lean teams