Small businesses can shop off-exchange through a broker, buy directly from a...

https://www.bookmarkingtraffic.win/small-businesses-can-shop-for-coverage-through-a-licensed-broker-buy-directly

Small businesses can shop off-exchange through a broker, buy directly from a carrier, or compare small-group plans. Some teams use an HRA instead. Before weighing prices, check whether employees’ doctors and hospitals are in each plan’s network.