RTP is a long-run average: 96% RTP means a 4% house edge, not a guaranteed loss...

https://sofiascoolcolumn.rivetgarden.com/posts/what-does-risk-adjusted-return-even-mean-for-gambling

RTP is a long-run average: 96% RTP means a 4% house edge, not a guaranteed loss on every £1. Volatility describes how uneven results can be. Over a short session, wins or losses can differ sharply from the average, so don’t treat RTP as a forecast.