Planning for a major family cost in the UK need not drain your safety net....

https://cristiansinspiringjournals.rivetgarden.com/posts/is-three-months-of-expenses-enough-for-a-family-with-irregular-income

Planning for a major family cost in the UK need not drain your safety net. Learn how separate savings pots can protect your emergency buffer, and stress-test your budget with an awkward month before choosing a realistic monthly target.