Lifetime dog insurance is the only way to protect yourself from long-term...

https://mega-wiki.win/index.php/What_is_the_20%25_co-payment_clause_and_when_does_it_start%3F

Lifetime dog insurance is the only way to protect yourself from long-term costs. With modern vet bills, a standard cruciate ligament repair can cost £5,000. Don't fall into the trap of auto-renewing your policy year after year