fee-only financial advisor 5
https://fun-wiki.win/index.php/What_to_Look_for_in_a_CFP_Professional_for_Financial_Planning
A fee-only financial advisor doesn't earn commissions from selling products, so their advice is based solely on what's best for you, not what pays them the most. They typically charge a flat fee, hourly rate, or a percentage of assets managed, making their compensation transparent and conflicts of interest minimal.